What Is the Canada Dental Care Plan?
The Canada Dental Care Plan (CDCP) is a federal program that helps Canadians without private dental insurance access basic dental care. It launched in 2024 and now covers eligible residents of all ages. Coverage is administered by Sun Life on behalf of the federal government, and participating providers direct-bill the plan for covered services.
Who Is Eligible for CDCP?
To qualify, you must:
- Be a Canadian resident for tax purposes
- Have filed your most recent income tax return
- Have an adjusted family net income under $90,000
- Not have access to dental insurance (through work, parents, or other plans)
Households under $70,000 receive full coverage on basic services. Households between $70,000 and $90,000 receive partial coverage with a co-pay structure.
What Does CDCP Cover at Brampton Smiles?
The plan covers most foundational dental care: comprehensive and recall exams, hygiene cleanings, bitewing X-rays, fluoride varnish, sealants, tooth-coloured fillings, simple and surgical extractions, root canal treatment, and standard complete or partial dentures (typically every 5 to 8 years per arch).
Some services are partially covered or require pre-authorization, including crowns, bridges, periodontal scaling and root planing, and complex extractions. Cosmetic procedures (veneers, whitening, smile design) and orthodontic treatment (clear aligners, braces) are not currently covered.
How Do I Apply for CDCP?
Applications are processed through Service Canada. The simplest way is online at Canada.ca/dental, by phone at the Service Canada CDCP line, or in person at any Service Canada office. The application uses your most recent tax return to verify income.
Once approved, Sun Life mails you a CDCP card with your member number. Bring the card to Brampton Smiles at your first visit, and the front desk verifies your file and direct-bills the plan from that point on.
What If I Am Not Eligible for CDCP?
Patients who fall outside CDCP eligibility still benefit from direct insurance billing on most extended plans, ODA fee guide pricing, and in-house 0% financing on treatment plans over $1,500. See full financing details.
Common Questions About CDCP at Brampton Smiles
Is Brampton Smiles a CDCP provider in Brampton?
Yes. Brampton Smiles is a participating provider in the Canada Dental Care Plan and direct-bills CDCP for eligible patients. Most foundational services (exams, cleanings, X-rays, fluoride, sealants, fillings, basic extractions, root canals, and dentures) are covered.
Who is eligible for CDCP through Brampton Smiles?
CDCP is available to Canadian residents with adjusted family net income under $90,000 who do not have access to private dental insurance. Coverage tiers are based on income brackets, with full coverage for households under $70,000 and partial coverage between $70,000 and $90,000. Eligibility is confirmed by Service Canada, not by the dental office.
What services does CDCP cover at Brampton Smiles?
CDCP covers most foundational dental care: comprehensive exams, hygiene cleanings, X-rays, fluoride varnish, sealants, tooth-coloured fillings, simple extractions, root canal treatment, and standard complete or partial dentures. Cosmetic procedures (veneers, whitening) and orthodontics (clear aligners, braces) are not currently covered.
How do I sign up for CDCP if I am a Brampton patient?
Apply through Service Canada at Canada.ca/dental, by phone, or in person. The application uses your most recent tax return to confirm eligibility. Once approved, Sun Life sends you a CDCP card. Bring it to Brampton Smiles and we direct-bill the plan from the first visit.
Will I have any out-of-pocket costs under CDCP at Brampton Smiles?
For households under $70,000 in adjusted family net income, most basic and preventive services are fully covered with no out-of-pocket cost. Households between $70,000 and $90,000 have partial coverage and may pay a co-pay. Brampton Smiles confirms exact coverage in writing before any treatment begins.
Already Enrolled in CDCP?
Call (905) 793-8668 with your CDCP card on hand and we will book your first visit. Eligibility is confirmed in 5 minutes and most basic care is direct-billed with no out-of-pocket cost.